theres a tutorial on this, just do some digging

Cheese On Toast:
Like the name
Beware the player

just go into the mpnewcharater.fl [Player
name = %%NAME%%
;initial_rep = %%FACTION%%
rank = 0

money = 200000 this is where you change the money
;voice = %%VOICE%%
;All must be Trent!
voice = trent_voice

costume = %%BASE_COSTUME%%
com_costume = %%COMM_COSTUME%%

system = St01
base = St01_01_Base stating system you can change that

house = 0, li_n_grp
house = 0, li_lsf_grp
house = 0, li_p_grp
house = 0, br_n_grp
house = 0, br_p_grpthese are the rep section you see this guy is neutral to all he is allied with the order but the nomads hate him
house = 0, ku_n_grp
house = 0, ku_p_grp
house = 0, rh_n_grp
house = 0, rh_p_grp
house = 0, co_alg_grp
house = 0, co_be_grp
house = 0, br_m_grp
house = 0, co_nws_grp
house = 0, co_hsp_grp
house = 0, co_ic_grp
house = 0, co_khc_grp
house = 0, co_kt_grp
house = 0, rh_m_grp
house = 0, co_me_grp
house = 0, co_ni_grp
house = 0, co_os_grp
house = 0, co_rs_grp
house = 0, co_shi_grp
house = 0, co_ss_grp
house = 0, co_ti_grp
house = 0, co_vr_grp
house = 0, fc_bd_grp
house = 0, fc_b_grp
house = 0, fc_c_grp
house = 0, fc_fa_grp
house = 0, fc_g_grp
house = 0, fc_gc_grp
house = 0, fc_h_grp
house = 0, fc_j_grp
house = 0, fc_lh_grp
house = 0, fc_lr_grp
house = 0, fc_lwb_grp
house = 0, fc_m_grp
house = 0, fc_ou_grp
house = 0, fc_rh_grp
house = 99, fc_or_grp
house = 0, fc_u_grp
house = 0, fc_x_grp
house = 0, gd_gm_grp
house = 0, fc_uk_grp
house = -0.65, fc_n_grp
house = -0.65, fc_ln_grp
house = -0.65, fc_kn_grp
house = -0.65, fc_rn_grp
house = 0, fc_ouk_grp
house = 0, fc_q_grp
house = 0, fc_f_grp
house = 0, gd_im_grp
house = 0, gd_z_grp
house = 0, gd_bh_grp

;Li02
visit = 2745692751,1
;Li03
visit = 2208818767,1
;Li04
visit = 2745633359,1
;Br01
visit = 2945966082,1
;Br02
visit = 2409077762,1
;Br03
visit = 2945943554,1
;Br04
visit = 2409063426,1
;Br05
visit = 2945937410,1
;Br06
visit = 2409040898,1
;Rh01
visit = 2281145474,1
;Rh02
visit = 2818046082,1
;Rh03
visit = 2281172098,1
;Rh04
visit = 2817982594,1
;Rh05
visit = 2281116802,1
;Ku01
visit = 3013596745,1
;Ku02
visit = 2476714569,1
;Ku03
Visit = 3013590601,1
;Ku04
visit = 2476692041,1
;Ku05
visit = 3013559881,1
;Iw01
visit = 3146760779,1
;Iw02
visit = 2609888843,1
;Iw03
visit = 3146754635,1
;Iw04
visit = 2609858123,1
;Iw05
visit = 3146732107,1
;Iw06
visit = 2609851979,1

%%PACKAGE%%